Under $70m critical systems overhaul.
Regulator to reconsider ruling.
Need stronger supply chains.
Under $115m 'securing sovereign data' project.
Warns of forex hit.
Pressure to pay higher salaries may become permanent.
Goal is to run one technology stack 'whatever happens'.
Shane Kuret takes top IT spot.
ANZ buyout promises fresh chance at digitisation and core modernisation.
Will endure for years.